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Analisis Pengaruh Penerapanoffice Channeling Terhadap Penambahan Dana Pihak Ketiga Pada Bank Dki Syariah

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  • WIDODO, AGUS WISMO

Abstract

Sejak diberlakukannya kebijakan Office Channelling pada industri Perbankan yang tertuang dalam peraturan Bank Indonesia(PBI) No. 8/3/PBI/2006 tentang perubahan kegiatan usaha Bank umum konvensional menjadi Bank umum yang melaksanakan kegiatan usaha berdasarkan prinsip syariah, pertumbuhan Bank Syariah menjadi semakin baik. Kebijakan ini dikeluarkan dalam rangka mendorong optimalisasi penghimpunan dana Bank Syariah yang jumlahnya masih relative kecil. Adapun yang dilakukan oleh Bank Indonesia adalah merevisi ketentuan dalam PBI No.9/7/PBI/2007 tentang perubahan atas PBI No.8/3/PBI/2006 untuk pelaksanaan perluasan jaringan dan perluasan fungsinya. Pembukaan suatu Kantor Cabang selalin memerlukan ijin yang relative lama juga membutuhkan biaya yang tidak sedikit. Dengan adanya regulasi Bank Indonesia tersebut, Bank Syariah yang masih masih bergabung dengan Induk dapat membuka layanan syariah di Bank Konvensional tanpa membuka kantor baru.

Suggested Citation

  • Widodo, Agus Wismo, 2019. "Analisis Pengaruh Penerapanoffice Channeling Terhadap Penambahan Dana Pihak Ketiga Pada Bank Dki Syariah," AgriXiv vjha8, Center for Open Science.
    • Handle: RePEc:osf:agrixi:vjha8
    DOI: 10.31219/osf.io/vjha8
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