IDEAS home Printed from https://ideas.repec.org/p/imf/imfscr/2024-168.html
   My bibliography  Save this paper

Kingdom of the Netherlands-The Netherlands: Financial Sector Assessment Program- Technical Note on Banking Supervision

Author

Listed:
  • International Monetary Fund

Abstract

Supervision of less significant institutions (LSIs) is effective in the Netherlands. The De Nederlandsche Bank’s (DNB) supervisory approach to LSI supervision is intrusive and transparent. It builds on well-developed supervisory tools which support strategically focused, ongoing supervisory dialogue with banks. The supervisory framework blends the robust SSM/EU framework with Dutch elements, enriching the spectrum of supervisory techniques and tools. The LSI supervisory capacity is founded in a solid knowledge base of a broader DNB and it is used to cover critical topics, which include, (i) comprehensive and thorough assessments of risk managements’ outcomes, (ii) deep dives into governance, behavior and culture and (iii) the development of the nature risk agenda. DNB and the Autoriteit Financiële Markten (AFM), a conduct supervisor, cooperate very closely while complementing prudential and conduct supervision, to tackle central issues, including Interest-Only (IO) Mortgages. DNB’s LSI supervision also factors-in macroprudential deliverables. Furthermore, the supervisory process relies on strong enforcement and thorough licensing processes, on side of DNB. A vigorous governance of DNB’s LSI supervision includes 2nd and 3rd lines of defense.

Suggested Citation

  • International Monetary Fund, 2024. "Kingdom of the Netherlands-The Netherlands: Financial Sector Assessment Program- Technical Note on Banking Supervision," IMF Staff Country Reports 2024/168, International Monetary Fund.
    • Handle: RePEc:imf:imfscr:2024/168
    as

    Download full text from publisher

    File URL: http://www.imf.org/external/pubs/cat/longres.aspx?sk=550578
    Download Restriction: no
    ---><---

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:imf:imfscr:2024/168. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Akshay Modi (email available below). General contact details of provider: https://edirc.repec.org/data/imfffus.html .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.