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The value of claims analysis in health microinsurance learning from three South Asian cases

Author

Listed:
  • Holtz, Jeanna.
  • Hoffarth, Tobias.
  • Desa, Sapna.

Abstract

Most providers of health microinsurance (HMI) can do more to understand the illness and claims patterns of insured clients. The objective of this study is to demonstrate that analysing claims data equips HMI practitioners with valuable insights to improve the client value and viability of HMI programmes. The study performs a comparative analysis of three South Asian HMI programmes – run by VimoSEWA, Uplift Mutuals and Naya Jeevan. These providers share a common geographic region and offer broadly similar insurance for hospitalization services to low-income households.

Suggested Citation

  • Holtz, Jeanna. & Hoffarth, Tobias. & Desa, Sapna., 2015. "The value of claims analysis in health microinsurance learning from three South Asian cases," ILO Working Papers 995186991102676, International Labour Organization.
    • Handle: RePEc:ilo:ilowps:995186991102676
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    Keywords

    microinsurance; case study;

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