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Improving client value from microinsurance insights from India, Kenya, and the Philippines

Author

Listed:
  • Matul, Michal.
  • Tatin-Jaleran, Clemence.
  • Kelly, Eamon.

Abstract

This paper contributes to this discussion by focusing on improving client value rather than proving it. It presents results from the analysis of 15 microinsurance schemes using the ILO’s client value assessment tool called PACE (Product, Access, Cost and Experience). The PACE tool looks at the added value for clients from insurance products by comparing them to each other and to alternative means of offering protection from similar risks (including informal mechanisms and social security schemes). Informal mechanisms and social security schemes provide a benchmark to assess the value of microinsurance in the context of other risk management options.

Suggested Citation

  • Matul, Michal. & Tatin-Jaleran, Clemence. & Kelly, Eamon., 2011. "Improving client value from microinsurance insights from India, Kenya, and the Philippines," ILO Working Papers 994786833402676, International Labour Organization.
    • Handle: RePEc:ilo:ilowps:994786833402676
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    File URL: https://ilo.userservices.exlibrisgroup.com/view/delivery/41ILO_INST/1292455690002676
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    Cited by:

    1. Lena Giesbert & Susan Steiner, 2015. "Client Perceptions of the Value of Microinsurance: Evidence from Southern Ghana," Journal of International Development, John Wiley & Sons, Ltd., vol. 27(1), pages 15-35, January.

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