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The demand for risk-managing financial services in low-income communities : evidence from Zambia

Author

Listed:
  • Manje, Lemmy.
  • Churchill, Craig Farren,

Abstract

Based on a survey of 275 clients of a microfinance institution (MFI) in Lusaka. Analyses the economic stresses to which low-income entrepreneurs are vulnerable, examines their coping strategies and assesses the potential demand for microinsurance and other risk-managing financial services such as savings and emergency loans. Discusses the implications for MFIs.

Suggested Citation

  • Manje, Lemmy. & Churchill, Craig Farren,, 2002. "The demand for risk-managing financial services in low-income communities : evidence from Zambia," ILO Working Papers 993612733402676, International Labour Organization.
    • Handle: RePEc:ilo:ilowps:993612733402676
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    File URL: http://www.ilo.org/public/libdoc/ilo/2002/102B09_457_engl.pdf
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    References listed on IDEAS

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    1. repec:ilo:ilowps:356564 is not listed on IDEAS
    2. Bargin, Eloisa A. & Lomboy, Christopher. & Soriano, Elmer S., 2002. "A field study of microinsurance in the Philippines," ILO Working Papers 993565643402676, International Labour Organization.
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    Cited by:

    1. Giesbert, Lena & Steiner, Susan, 2011. "Perceptions of (Micro)Insurance in Southern Ghana: The Role of Information and Peer Effects," GIGA Working Papers 183, GIGA German Institute of Global and Area Studies.
    2. Platteau, Jean-Philippe & De Bock, Ombeline & Gelade, Wouter, 2017. "The Demand for Microinsurance: A Literature Review," World Development, Elsevier, vol. 94(C), pages 139-156.

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