IDEAS home Printed from https://ideas.repec.org/p/hal/journl/halshs-00258489.html
   My bibliography  Save this paper

Pourquoi et comment assurer les crédits?

Author

Listed:
  • Anne Lavigne

    (LEO - Laboratoire d'économie d'Orleans [2008-2011] - UO - Université d'Orléans - CNRS - Centre National de la Recherche Scientifique)

Abstract

[fre] In France, a personal borrower is encouraged to subscribe an insurance policy when he (she) applies for a loan. The insurance contract is generally concluded between the lending bank and an insurance company, the borrower only adhering to the contract. The contract is designed to provide the bank a repayment whenever a borrower in the « pool of borrowers » defaults because of a risk associated with human life (death, disease, working disability, unemployment). The insurance contract is often refered to as a « group contract ». Insurance contracts covering the default on a loan raise two questions. The first one is independant of their design : why do they exist ? is the « group contract » superior to a contract directly concluded between the loan
(This abstract was borrowed from another version of this item.)

Suggested Citation

  • Anne Lavigne, 1997. "Pourquoi et comment assurer les crédits?," Post-Print halshs-00258489, HAL.
    • Handle: RePEc:hal:journl:halshs-00258489
    as

    Download full text from publisher

    To our knowledge, this item is not available for download. To find whether it is available, there are three options:
    1. Check below whether another version of this item is available online.
    2. Check on the provider's web page whether it is in fact available.
    3. Perform a search for a similarly titled item that would be available.

    Other versions of this item:

    More about this item

    Keywords

    Pourquoi; comment; assurer; crédits;
    All these keywords.

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:hal:journl:halshs-00258489. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: CCSD (email available below). General contact details of provider: https://hal.archives-ouvertes.fr/ .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.