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Résolution des problèmes d'information en microfinance

Author

Listed:
  • Magloire Lanha

    (LEO - Laboratoire d'économie d'Orleans [2008-2011] - UO - Université d'Orléans - CNRS - Centre National de la Recherche Scientifique)

Abstract

Solving information problems in microfinance An analysis based on the strategy of Vital-Finance Benin This paper specifies the ways information problems a solved in direct microcrédit institutions. The concept of pre-default is built to preserve banking secrecy whereas it permits appropriates econometric tests on a typical microcrédit institution. A logit model has identified the determinants of pre-default. The findings are generally those of the literature. Nevertheless, the long-term relationship does not reduce pre-default. This fact is seemingly advantageous for both parties: the debtor is no longer obliged to pay exactly at falling due and the micro-banker receives a rescheduling commission without any marginal cost

Suggested Citation

  • Magloire Lanha, 2002. "Résolution des problèmes d'information en microfinance," Post-Print halshs-00009022, HAL.
    • Handle: RePEc:hal:journl:halshs-00009022
    as

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