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Familiarity with Crypto and Financial Concepts: Cryptoasset Owners, Non-Owners, and Gender Differences

Author

Listed:
  • Daniela Balutel

    (York University [Toronto], Bank of Canada - Bank of Canada)

  • Walter Engert

    (Bank of Canada - Bank of Canada)

  • Chris Henry

    (Bank of Canada - Bank of Canada)

  • Kim Huynh

    (Bank of Canada - Bank of Canada)

  • Doina Rusu

    (Bank of Canada - Bank of Canada)

  • Marcel Voia

    (UO - Université d'Orléans, UniBuc - University of Bucharest)

Abstract

In the rapidly evolving landscape of digital asset markets, measuring cryptoasset knowledge alongside financial knowledge enhances our understanding of individuals' decisions to purchase cryptoassets. Using microdata from the Bank of Canada's Bitcoin Omnibus Survey, we measure familiarity with crypto concepts using a set of three questions covering basic aspects of Bitcoin. Familiarity with financial concepts is measured using a set of three questions covering basic aspects of conventional finance. We also consider gender differences across these measures. A novel aspect of this paper is an empirical joint analysis that allows us to consider the interrelationship between these two measures of crypto and financial knowledge.

Suggested Citation

  • Daniela Balutel & Walter Engert & Chris Henry & Kim Huynh & Doina Rusu & Marcel Voia, 2024. "Familiarity with Crypto and Financial Concepts: Cryptoasset Owners, Non-Owners, and Gender Differences," Post-Print hal-04926461, HAL.
    • Handle: RePEc:hal:journl:hal-04926461
    DOI: 10.34989/swp-2024-48
    as

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