IDEAS home Printed from https://ideas.repec.org/p/hal/journl/hal-04668551.html
   My bibliography  Save this paper

Beyond the black hole, the untapped horizons of technological innovation in banking : summary of the literature and outlook
[Au-delà du trou noir, les horizons inexploités de l’innovation technologique bancaire : synthèse de la littérature et perspectives]

Author

Listed:
  • Augustin Junior Mbam

    (Université de Lille)

  • Amira Berriche

    (Université de Lille)

  • Claude Bekolo

    (Université de Douala)

Abstract

The technological innovation has become essential in the banking industry and has redefined the relationship between banks and their customers. The aim of this communication is to present a synthesis on the major theories and current trends of this innovation. Indeed, the literature shows tensions and shortcomings regarding the theoretical and conceptual perspectives of this innovation. In addition to these perspectives, we propose a new approach called Worm hole to allow banks to go beyond existing innovations by integrating emerging technologies such as the metaverse, AI, crypto-assets, and blockchain. This new approach offers banks the possibility to push the boundaries of banking innovation to reach new horizons of growth and untapped opportunities in an ever-evolving industry.

Suggested Citation

  • Augustin Junior Mbam & Amira Berriche & Claude Bekolo, 2024. "Beyond the black hole, the untapped horizons of technological innovation in banking : summary of the literature and outlook [Au-delà du trou noir, les horizons inexploités de l’innovation technolog," Post-Print hal-04668551, HAL.
    • Handle: RePEc:hal:journl:hal-04668551
    Note: View the original document on HAL open archive server: https://hal.science/hal-04668551
    as

    Download full text from publisher

    File URL: https://hal.science/hal-04668551/document
    Download Restriction: no
    ---><---

    References listed on IDEAS

    as
    1. Meriem Haouat Asli, 2012. "Open innovation : quels enjeux pour le secteur bancaire ?," Innovations, De Boeck Université, vol. 0(3), pages 27-48.
    Full references (including those not matched with items on IDEAS)

    Most related items

    These are the items that most often cite the same works as this one and are cited by the same works as this one.
    1. Gaëlle Timba & Votsoma Djekna & Emmanuel Meido Sime, 2020. "Analysis of Mobile Banking Adoption in a Developing Economy: An Application in Cameroon [Analyse de l'Adoption du Mobile Banking dans une Economie en Developpement: Une Application au Cameroun]," Post-Print hal-03607159, HAL.

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:hal:journl:hal-04668551. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    If CitEc recognized a bibliographic reference but did not link an item in RePEc to it, you can help with this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: CCSD (email available below). General contact details of provider: https://hal.archives-ouvertes.fr/ .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.