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Analysis Of Banking Performance In The Drc: Determinants Of Financial And Economic Profitability
[Analyse De La Performance Bancaire En Rdc : Determinants De La Rentabilite Financiere Et Economique]

Author

Listed:
  • Henry Muayila Kabibu

    (UPC - Université protestante au Congo)

  • Jean-Claude Nkashama Mukenge

    (UPC - Université protestante au Congo, Université Pédagogique Nationale)

  • Nathan Mwamba Katayi

    (UPC - Université protestante au Congo)

  • Israël Mulongo Mashata

    (UPC - Université protestante au Congo)

Abstract

Banks in the Democratic Republic of Congo operate in a very competitive environment. This article seeks to identify the factors associated with the financial and economic profitability of the 10 Commercial Banks in the Democratic Republic of Congo from 2009 to 2019. The results show that financial profitability (ROE) is more important than economic profitability (ROA) and highlights highlight the existence of a very significant relationship between all the explanatory variables and the endogenous variables (ROE, ROA). It should be noted that there is a positive correlation between bank loans, bank deposits, asset size, solvency risk with bank profitability. While variables such as liquidity risk, inflation, capital have a negative impact on the profitability of banks.

Suggested Citation

  • Henry Muayila Kabibu & Jean-Claude Nkashama Mukenge & Nathan Mwamba Katayi & Israël Mulongo Mashata, 2022. "Analysis Of Banking Performance In The Drc: Determinants Of Financial And Economic Profitability [Analyse De La Performance Bancaire En Rdc : Determinants De La Rentabilite Financiere Et Economique," Post-Print hal-04602816, HAL.
  • Handle: RePEc:hal:journl:hal-04602816
    DOI: 10.5281/zenodo.7424983
    as

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