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Mentez-vous à votre banquier pour obtenir un prêt ? Vous n’êtes pas les seuls…

Author

Listed:
  • Olivier Mesly

    (ICN Business School, CEREFIGE - Centre Européen de Recherche en Economie Financière et Gestion des Entreprises - UL - Université de Lorraine)

Abstract

Au début de l'année 2018, environ 45 % des ménages résidant en France étaient endettés, que ce soit pour des raisons privées ou professionnelles, pour un montant moyen 79 200 euros. Cela représentait 13 % du montant total de leurs actifs. Plusieurs facteurs, sociétaux ou propres aux individus, favorisent l'endettement. Il y a, bien sûr, l'inflation, l'instabilité du taux directeur ou encore les inégalités sociales. Pour les 10 % des ménages les moins bien dotés, les dettes représentent jusqu'à 38 % de leurs actifs.

Suggested Citation

  • Olivier Mesly, 2023. "Mentez-vous à votre banquier pour obtenir un prêt ? Vous n’êtes pas les seuls…," Post-Print hal-04326895, HAL.
    • Handle: RePEc:hal:journl:hal-04326895
    as

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