IDEAS home Printed from https://ideas.repec.org/p/hal/journl/hal-03968654.html
   My bibliography  Save this paper

La concentration du secteur bancaire européen : un problème dont la mesure reste à prendre

Author

Listed:
  • Jézabel Couppey-Soubeyran

    (CES - Centre d'économie de la Sorbonne - UP1 - Université Paris 1 Panthéon-Sorbonne - CNRS - Centre National de la Recherche Scientifique, PSE - Paris School of Economics - UP1 - Université Paris 1 Panthéon-Sorbonne - ENS-PSL - École normale supérieure - Paris - PSL - Université Paris Sciences et Lettres - EHESS - École des hautes études en sciences sociales - ENPC - École des Ponts ParisTech - CNRS - Centre National de la Recherche Scientifique - INRAE - Institut National de Recherche pour l’Agriculture, l’Alimentation et l’Environnement, Institut Veblen)

  • Théo Nicolas

    (ACPR - Autorité de Contrôle Prudentiel et de Résolution - Autorité de Contrôle Prudentiel et de Résolution)

Abstract

The consolidation of the European banking sector could increase again with the health crisis. Its impact on the soundness of the sector and the availability of financing is often discussed, its measurement much less so. However, in this article we draw attention to a problematic aspect of concentration or market power measurements. These are generally based on unconsolidated data, which means that the national market power of groups is ignored. This results in an underestimation that we propose to correct. Our correction, based on SURFI data from the Banque de France, raises the share of assets of the five largest resident banks in the total assets of the French banking sector by about 30 percentage points. This underestimation is not neutral from the point of view of prudential policies: concentration is clearly not the same problem depending on whether it is assessed at 50% or 80%.

Suggested Citation

  • Jézabel Couppey-Soubeyran & Théo Nicolas, 2021. "La concentration du secteur bancaire européen : un problème dont la mesure reste à prendre," Post-Print hal-03968654, HAL.
    • Handle: RePEc:hal:journl:hal-03968654
    DOI: 10.3917/ecofi.142.0179
    as

    Download full text from publisher

    To our knowledge, this item is not available for download. To find whether it is available, there are three options:
    1. Check below whether another version of this item is available online.
    2. Check on the provider's web page whether it is in fact available.
    3. Perform a search for a similarly titled item that would be available.

    More about this item

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:hal:journl:hal-03968654. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: CCSD (email available below). General contact details of provider: https://hal.archives-ouvertes.fr/ .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.