IDEAS home Printed from https://ideas.repec.org/p/hal/journl/hal-03847525.html
   My bibliography  Save this paper

Mobile money and household consumption volatility
[Mobile money et volatilité de la consommation des ménages]

Author

Listed:
  • Ablam Estel Apeti

    (CERDI - Centre d'Études et de Recherches sur le Développement International - IRD - Institut de Recherche pour le Développement - CNRS - Centre National de la Recherche Scientifique - UCA - Université Clermont Auvergne)

Abstract

Access to financial services plays an important role in household welfare, as it provides access to investment opportunities, savings, consumption smoothing, and insurance against unexpected shocks. In developing economies where formal financial services exclude nearly half of the population, the development of mobile cellular offers an exciting avenue to provide poor households with access to basic financial services through mobile money. In this study, we analyze the effect of this financial innovation, i.e., mobile money, on household consumption volatility. Our results show that mobile money reduces household consumption volatility. Finally, we identify financial inclusion and migrant remittances as potential major transmission channels.

Suggested Citation

  • Ablam Estel Apeti, 2022. "Mobile money and household consumption volatility [Mobile money et volatilité de la consommation des ménages]," Post-Print hal-03847525, HAL.
    • Handle: RePEc:hal:journl:hal-03847525
    Note: View the original document on HAL open archive server: https://uca.hal.science/hal-03847525
    as

    Download full text from publisher

    File URL: https://uca.hal.science/hal-03847525/document
    Download Restriction: no
    ---><---

    More about this item

    Keywords

    Mobile money services; Mobile money; Volatilité; Pays en dévelopement; Consommation des ménages;
    All these keywords.

    NEP fields

    This paper has been announced in the following NEP Reports:

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:hal:journl:hal-03847525. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: CCSD (email available below). General contact details of provider: https://hal.archives-ouvertes.fr/ .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.