Effects Of Forms Of Credit On Rice Income In The Commune Of Dioro[Effets Des Formes De Credit Sur Le Revenu Rizicole Dans La Commune De Dioro]

his study analyzes the effect of agricultural credit on rice income using data collected from 140 rice farmers in the commune of Dioro, Office Rice Segou area, during the period 2018- 2019. The propensity score method was used to achieve the objectives. It made it possible to correct the endogeneity and the simultaneity linked to agricultural credit. The results show that access to global credit has a significant and positive effect on rice income (t=1.67). However, rice farmers with access to credit in general have an average rice income of 614,986.111 FCFA more than those without access to credit. For credit beneficiaries, they ndicate that compared to informal credit in kind, formal cash credit is very significant and positive on rice income (t=5.49), showing that this form of credit increases rice income by 537,116.667 FCFA. Financial institutions provide operators with the means necessary to ensure their production in order to improve their income. From this study we identified the level of education, functional literacy, age and cultivated area as major factors influencing rice farmers' access to agricultural credit.