IDEAS home Printed from https://ideas.repec.org/p/hal/journl/hal-02416844.html
   My bibliography  Save this paper

Functioning of the rural credit market in Poland : case studies of farmers and banks

Author

Listed:
  • Laure Latruffe

    (Économie et Sociologie Rurales - INRA - Institut National de la Recherche Agronomique)

Abstract

The paper presents case studies of four banks and seven private farmers that were undertaken in May 2003 in Poland. The objective was to give insights into banks' lending behaviour to agriculture, and into farmers' borrowing and investment behaviour. The farmers interviewed did not report large investments and were not highly indebted. Farmers' and banks' interviews suggested that the presence of imperfections on the credit market were at the core of the issue. Farmers faced high costs during the loan process, and some were discouraged from applying. In addition, the case studies highlighted that it was not rare that applicants were totally or partially rationed. However, if functioning of the credit market seems to be a key issue for the Polish farming sector's structural change, it is not the sole concern, as the studies showed that the lack of investment opportunities were also a major reason for low investment levels. Policies measures should therefore aim both at improving access to credit and developing investment opportunities for farmers.

Suggested Citation

  • Laure Latruffe, 2005. "Functioning of the rural credit market in Poland : case studies of farmers and banks," Post-Print hal-02416844, HAL.
    • Handle: RePEc:hal:journl:hal-02416844
    as

    Download full text from publisher

    To our knowledge, this item is not available for download. To find whether it is available, there are three options:
    1. Check below whether another version of this item is available online.
    2. Check on the provider's web page whether it is in fact available.
    3. Perform a search for a similarly titled item that would be available.

    Citations

    Citations are extracted by the CitEc Project, subscribe to its RSS feed for this item.
    as


    Cited by:

    1. Petrick, Martin & Latruffe, Laure, 2005. "The Determinants of Polish Farmers' Credit Interest Rates: Hedonic Price Analysis and Implications for Government Policy," 2005 International Congress, August 23-27, 2005, Copenhagen, Denmark 24757, European Association of Agricultural Economists.
    2. Petrick, Martin, 2008. "Theoretical and methodological topics in the institutional economics of European agriculture. With applications to farm organisation and rural credit arrangements," Studies on the Agricultural and Food Sector in Transition Economies, Leibniz Institute of Agricultural Development in Transition Economies (IAMO), volume 45, number 92318.

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:hal:journl:hal-02416844. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: CCSD (email available below). General contact details of provider: https://hal.archives-ouvertes.fr/ .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.