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Competition in the Dutch consumer credit market

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  • Toolsema, Linda A.

    (Groningen University)

Abstract

This paper considers the degree of competitiveness of the Dutch consumer credit market. We use the well-known I Bresnahan-Lau method that estimates it structural model consisting of a demand relation and a supply relation, based on aggregate data. The level of compelition is derived from the estimated conjectural variation elasticity. Our empirical results show that there is no evidence of market power.

Suggested Citation

  • Toolsema, Linda A., 2001. "Competition in the Dutch consumer credit market," Research Report 01E32, University of Groningen, Research Institute SOM (Systems, Organisations and Management).
    • Handle: RePEc:gro:rugsom:01e32
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    File URL: http://irs.ub.rug.nl/ppn/240813316
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    Cited by:

    1. Toolsema, Linda A., 2002. "Competition in the Dutch consumer credit market," Journal of Banking & Finance, Elsevier, vol. 26(11), pages 2215-2229, November.
    2. Marcel Canoy & Machiel van Dijk & Jan Lemmen & Ruud de Mooij & Jürgen Weigand, 2001. "Competition and stability in banking," CPB Document 15.rdf, CPB Netherlands Bureau for Economic Policy Analysis.

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