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La capitalisation bancaire et la qualité institutionnelle détermine-t-elle l’efficience coût des banques de la région MENA ?

Author

Listed:
  • Maya El Hourani

    (GREDEG CNRS
    Université Côte d'Azur, France)

Abstract

Cet article vise à évaluer l'effet de la capitalisation bancaire et de la qualité institutionnelle sur l'efficience des banques commerciales dans la région. Tout d'abord nous adoptons la méthodologie DEA non-paramétrique (l'analyse d'enveloppement des données – DEA) afin de mesurer l'efficience coût des banques. Ensuite, nous estimons l'effet de la capitalisation bancaire et de la qualité institutionnelle sur l'efficience. En plus, des variables spécifiques à la banque et des variables macroéconomiques, nous analysons l'effet de la propriété des banques et du type des pays sur la performance des banques de la région MENA. L'estimation HT mettent en évidence l'effet négative de la capitalisation bancaire sur l'efficience bancaire. De plus, l'étude affirme l'effet négative de la qualité institutionnelle dans la performance des banques opérante dans la région MENA, surtout pour les banques publiques. Nous confirmons l'hypothèse selon laquelle le comportement des banques dépend largement du type de propriété ce qui est négligé par les régulateurs.

Suggested Citation

  • Maya El Hourani, 2022. "La capitalisation bancaire et la qualité institutionnelle détermine-t-elle l’efficience coût des banques de la région MENA ?," GREDEG Working Papers 2022-41, Groupe de REcherche en Droit, Economie, Gestion (GREDEG CNRS), Université Côte d'Azur, France.
    • Handle: RePEc:gre:wpaper:2022-41
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    References listed on IDEAS

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    More about this item

    Keywords

    Capital bancaire; qualité institutionnelle; efficience bancaire; l'analyse d'enveloppement des données - DEA; région MENA;
    All these keywords.

    JEL classification:

    • G3 - Financial Economics - - Corporate Finance and Governance
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • G38 - Financial Economics - - Corporate Finance and Governance - - - Government Policy and Regulation
    • D23 - Microeconomics - - Production and Organizations - - - Organizational Behavior; Transaction Costs; Property Rights
    • D73 - Microeconomics - - Analysis of Collective Decision-Making - - - Bureaucracy; Administrative Processes in Public Organizations; Corruption

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