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Which Households Prefer ARMs vs. Fixed-Rate Mortgages?

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Abstract

Adjustable-rate mortgages appear to be more popular with younger, higher-income households that also have bigger mortgages, according to 2019 data.

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  • Yu-Ting Chiang & Mick Dueholm, 2024. "Which Households Prefer ARMs vs. Fixed-Rate Mortgages?," On the Economy 97740, Federal Reserve Bank of St. Louis.
    • Handle: RePEc:fip:l00001:97740
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