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Three Key Facts from the Center for Microeconomic Data’s 2022 Student Loan Update

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Abstract

Today, researchers from the Center for Microeconomic Data released the 2022 Student Loan Update, which contains statistics summarizing who holds student loans along with characteristics of these balances. To compute these statistics, we use the New York Fed Consumer Credit Panel (CCP), a nationally representative 5 percent sample of all U.S. adults with an Equifax credit report. For this update, we focus on individuals with a student loan on their credit report. The update is linked here and shared in the student debt section of the Center for Microeconomic Data’s website. In this post, we highlight three facts from the current student loan landscape.

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  • Daniel Mangrum & Joelle Scally & Crystal Wang, 2022. "Three Key Facts from the Center for Microeconomic Data’s 2022 Student Loan Update," Liberty Street Economics 20220809, Federal Reserve Bank of New York.
    • Handle: RePEc:fip:fednls:94586
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    File URL: https://libertystreeteconomics.newyorkfed.org/2022/08/three-key-facts-from-the-center-for-microeconomic-datas-2022-student-loan-update/
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    Cited by:

    1. Smith, V. Kerry, 2023. "Student debt forgiveness, residential energy credits, and equity," Economics Letters, Elsevier, vol. 222(C).

    More about this item

    Keywords

    student loans;

    JEL classification:

    • D14 - Microeconomics - - Household Behavior - - - Household Saving; Personal Finance

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