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What’s Next for Forborne Borrowers?

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Abstract

We’ve spent the first three posts of this series discussing who has entered mortgage forbearance, and how their personal finances have developed during the course of the pandemic. In this fourth and final post, we will use Consumer Credit Panel (CCP) data to examine the profiles of those who remain in forbearance and those who have exited, and how the performance of household credit may evolve as the force of the pandemic begins to ebb and the economy reopens and normalizes.

Suggested Citation

  • Andrew F. Haughwout & Donghoon Lee & Joelle Scally & Wilbert Van der Klaauw, 2021. "What’s Next for Forborne Borrowers?," Liberty Street Economics 20210519d, Federal Reserve Bank of New York.
    • Handle: RePEc:fip:fednls:91821
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    More about this item

    Keywords

    household finances; mortgages; COVID-19; CCP; Consumer Credit Panel;
    All these keywords.

    JEL classification:

    • D14 - Microeconomics - - Household Behavior - - - Household Saving; Personal Finance

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