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Does the Age at Which a Consumer Gets Their First Credit Matter? Credit Bureau Entry Age and First Credit Type Effects on Credit Score

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  • Lucas Nathe

Abstract

The consumer credit market plays a prominent role in the financial life of U.S. households. Consumers' credit histories and, in particular their credit scores, are key factors that determine their access to credit and the price at which they borrow.

Suggested Citation

  • Lucas Nathe, 2021. "Does the Age at Which a Consumer Gets Their First Credit Matter? Credit Bureau Entry Age and First Credit Type Effects on Credit Score," FEDS Notes 2021-07-15-1, Board of Governors of the Federal Reserve System (U.S.).
    • Handle: RePEc:fip:fedgfn:2021-07-15-1
    DOI: 10.17016/2380-7172.2918
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    File URL: https://www.federalreserve.gov//econres/notes/feds-notes/does-the-age-at-which-a-consumer-gets-their-first-credit-matter-20210715.htm
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    Cited by:

    1. Josh Blonz & Brigitte Roth Tran & Erin E. Troland, 2023. "The Canary in the Coal Decline: Appalachian Household Finance and the Transition from Fossil Fuels," NBER Working Papers 31072, National Bureau of Economic Research, Inc.

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