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Experimentando microcrédito: uma análise do impacto do crediAMIGO sobre acesso a crédito

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  • Neri, Marcelo Côrtes
  • Medrado, André Luiz

Abstract

The present thesis has the objective of deal with the theme of microcredits and analyze his most successful experience in Brazil, the Banco do Nordeste’s CrediAMIGO. There is a description of the program and one quantitative analysis of his performance, which will be made using a data base composed by the Ecinf survey inplemented in 1997 and of 2003, using the method of differences in differences applied with logistic regressions . Our substantive conclusion is that there is an high scale microcredit experience in Brazil based on social collateral that generated a relative access to credit in the poorest region of the country at superior rates from the rest of the country.

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  • Neri, Marcelo Côrtes & Medrado, André Luiz, 2005. "Experimentando microcrédito: uma análise do impacto do crediAMIGO sobre acesso a crédito," FGV EPGE Economics Working Papers (Ensaios Economicos da EPGE) 608, EPGE Brazilian School of Economics and Finance - FGV EPGE (Brazil).
    • Handle: RePEc:fgv:epgewp:608
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