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Financial Inclusion and Information Technology

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  • Usha Thorat

Abstract

Today banks have centralised operations, more and more banks and branches are moving to CBS , network based computing, new delivery channels such as networked ATMs, internet banking, smart card based products, mobile access etc and are using IT for customer relationship management, customer transaction pattern analysis credit profiling and risk management. At the same time, large number of households continues to be excluded from the formal banking system and as per some recent surveys their share has increased. [Keynote address at ‘Vision 2020 - Indian Financial Services Sector’ hosted by NDTV at The Ballroom, Taj Lands End, Mumbai on September 12, 2008].

Suggested Citation

  • Usha Thorat, 2008. "Financial Inclusion and Information Technology," Working Papers id:1653, eSocialSciences.
    • Handle: RePEc:ess:wpaper:id:1653
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    File URL: http://www.eSocialSciences.com/data/articles/Document1169200820.8843042.pdf
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    Cited by:

    1. Faraz Ahmed & Arsalan Hussain & Sajjad Nawaz Khan & Arsalan Haneef Malik & Muhammad Asim & Sadique Ahmad & Mohammed El-Affendi, 2024. "Digital Risk and Financial Inclusion: Balance between Auxiliary Innovation and Protecting Digital Banking Customers," Risks, MDPI, vol. 12(8), pages 1-21, August.

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