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Assessment of Microinsurance as Emerging Microfinance for the Poor: The Case of the Philippines

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  • Asian Development Bank Institute

Abstract

The report says that the Government of the Philippines was engaged in delivery of subsidized credit programs. Since these programs were largely unsuccessful in meeting the objective of providing sustainable access to credit and other financial services for the poor, it led to development of the National Strategy for Microfinance in 1997. This was followed by issuance of policy measures and associated regulations as well as enactment of new laws, prompting the government to leave provision of credit to the private sector. The microfinance industry developed rapidly as a result, applying market-based financial and credit policies such as market-oriented interest rates on loans and deposits.

Suggested Citation

  • Asian Development Bank Institute, 2017. "Assessment of Microinsurance as Emerging Microfinance for the Poor: The Case of the Philippines," Working Papers id:11719, eSocialSciences.
    • Handle: RePEc:ess:wpaper:id:11719
    Note: Institutional Papers
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    References listed on IDEAS

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    1. World Bank, 2011. "Philippines Financial Sector Assessment Program Update," World Bank Publications - Reports 27415, The World Bank Group.
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