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The Future of Retail Banking in Europe: Competition and regulatory challenges

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  • Jentzsch, Nicola
  • Wey, Christian

Abstract

This report brings together in a single volume the excellent contributions presented at the high-level conference on �The Future of Retail Banking in Europe: Competition and Regulatory Challenges� held at CEPS on the 10th of June 2009. The conference was jointly organized by the European Credit Research Institute (ECRI) and the Deutsche Institut f�r Wirtschaftsforschung (DIW Berlin) and coincided with the 10th anniversary of the founding of ECRI. While most of the debate about the crisis dealt with the banking industry as a whole and the stabilisation policies introduced by governments, especially central banks, this volume drew attention to the microeconomic specifics of banking. By starting with the basics underlying financial markets, we acquire a better understanding of the many facets of business practices, which in turn allows us to identify possible market failures. The identified market failures serve as a starting point for the design of optimal policies in the arenas of competition policy and consumer protection.

Suggested Citation

  • Jentzsch, Nicola & Wey, Christian, 2010. "The Future of Retail Banking in Europe: Competition and regulatory challenges," ECRI Papers 3119, Centre for European Policy Studies.
    • Handle: RePEc:eps:ecriwp:3119
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    File URL: http://www.ceps.eu/system/files/book/2010/04/ECRI%20RR%20No%2012%20with%20covers%20final.pdf
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    References listed on IDEAS

    as
    1. François Lévêque & Howard Shelanski, 2010. "Antitrust And Regulation In The EU And US: Legal and Economic Perspectives," Post-Print hal-00461751, HAL.
    2. François Lévêque & Howard Shelanski, 2010. "Antitrust and Regulation in the EU and the US - Legal and Economic Perspectives," Post-Print hal-00869612, HAL.
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