IDEAS home Printed from https://ideas.repec.org/p/emc/wpaper/dte631.html
   My bibliography  Save this paper

La pandemia de COVID-19 y la vida financiera de los mexicanos. Nota de investigación sobre la evidencia de la ENIF 2021

Author

Listed:
  • Gustavo A. Del Angel

    (Division of Economics, CIDE)

  • Silvia María De Hoyos

Abstract

Los datos de la Encuesta Nacional de Inclusión Financiera 2021 muestran que durante la pandemia de COVID-19, una proporción importante de las personas en México fueron afectadas en sus fuentes de ingreso y su vida financiera, y que recurrieron a distintas estrategias, financieras y no financieras, para enfrentar el choque. Las personas fueron financieramente resilientes, y no se observan cambios importantes en el uso de instrumentos financieros con respecto a antes de la pandemia. Se observan diferencias entre las personas del entorno urbano y del entorno rural, ya que las primeras fueron proporcionalmente más afectadas en sus fuentes de ingreso. Además, hay un fenómeno de “desinclusión” o menor uso de servicios financieros en las mujeres rurales, lo cual posiblemente no se deba principalmente al efecto de la pandemia, sino a los cambios que se han hecho desde 2019 en los programas sociales del gobierno. Los resultados que aquí se presentan buscan entender mejor cómo los hogares administraron el choque.

Suggested Citation

  • Gustavo A. Del Angel & Silvia María De Hoyos, 2023. "La pandemia de COVID-19 y la vida financiera de los mexicanos. Nota de investigación sobre la evidencia de la ENIF 2021," Working Papers DTE 631, CIDE, División de Economía.
    • Handle: RePEc:emc:wpaper:dte631
    as

    Download full text from publisher

    File URL: http://www.economiamexicana.cide.edu/RePEc/emc/pdf/DTE/DTE631.pdf
    Download Restriction: no
    ---><---

    More about this item

    Keywords

    Inclusión financiera; Covid-19; México; ENIF;
    All these keywords.

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • G41 - Financial Economics - - Behavioral Finance - - - Role and Effects of Psychological, Emotional, Social, and Cognitive Factors on Decision Making in Financial Markets
    • G50 - Financial Economics - - Household Finance - - - General

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:emc:wpaper:dte631. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Mateo Hoyos (email available below). General contact details of provider: https://edirc.repec.org/data/cideemx.html .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.