IDEAS home Printed from https://ideas.repec.org/p/eab/financ/22360.html
   My bibliography  Save this paper

Banking Sector Reforms And Equity - A Sub-Regional Analysis In Andhra Pradesh

Author

Listed:
  • K. S. Reddy

    (Centre for Economic and Social Studies)

  • P. Prudhvikar Reddy

Abstract

The changes in government policies are continuous to correct the ill effects of its earlier policies. In this study an attempt is made to examine the equity aspect due to reforms in the banking sector at sub-regional level in the state of Andhra Pradesh covering the period 1985 to 2004. The analysis indicates that the share of rural areas in number of branches, number of accounts, deposits and credit declined during pre and post liberalisation periods. Despite declining shares in most of the parameters especially those of credit and deposits, there is positive growth in both the periods. However, the growth of these parameters is more in urban areas. The distribution of credit among the sectors indicates that the share of agricultural sector in accounts and credit declined during pre and post liberalisation periods. The share of agricultural credit declined in all the regions during pre and post liberalisation periods. This is true with respect to credit and number of credit accounts. In the case of other sectors, the share in accounts and credit increased in both the periods. Though, the share in the agriculture sector declined in all the regions, per account credit increased in all the regions during both the periods. It may be concluded that liberalisation has increased inequalities. But the rate of increase in inequalities is arrested to a certain extent in the recent past. But if one looks at the growth of credit given to different sectors and growth of credit in rural and urban areas, one may not come to this kind of conclusion.

Suggested Citation

  • K. S. Reddy & P. Prudhvikar Reddy, 2006. "Banking Sector Reforms And Equity - A Sub-Regional Analysis In Andhra Pradesh," Finance Working Papers 22360, East Asian Bureau of Economic Research.
    • Handle: RePEc:eab:financ:22360
    as

    Download full text from publisher

    File URL: http://www.eaber.org/node/22360
    Download Restriction: no
    ---><---

    More about this item

    Keywords

    Banking Sector Reforms; Equity; Andhra Pradesh;
    All these keywords.

    JEL classification:

    • P34 - Political Economy and Comparative Economic Systems - - Socialist Institutions and Their Transitions - - - Finance

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:eab:financ:22360. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Shiro Armstrong (email available below). General contact details of provider: https://edirc.repec.org/data/eaberau.html .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.