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Die Debatte um die Einlagensicherung: Hintergründe und Perspektiven

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  • Claudia Lambert

Abstract

Am 6. November 2014 wurde die Umsetzung der Bankenunion mittels vier neuer Gesetze auch im Bundestag final besiegelt, nachdem sie zuvor bereits auf europäischer Ebene beschlossen wurde. Die Bankenunion ruht im Wesentlichen auf zwei Säulen: dem einheitlichen Aufsichtsmechanismus (SSM) und dem einheitlichen Abwicklungsmechanismus (SRM). Die Ausgestaltung der dritten Säule war bis zuletzt Gegenstand einer intensiven Debatte und kreiste um die Frage, ob es neben (harmonisierten) nationalen Systemen auch einer einheitlichen europäischen Einlagensicherung bedürfe?

Suggested Citation

  • Claudia Lambert, 2015. "Die Debatte um die Einlagensicherung: Hintergründe und Perspektiven," DIW Roundup: Politik im Fokus 56, DIW Berlin, German Institute for Economic Research.
    • Handle: RePEc:diw:diwrup:56de
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