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The National Retirement Risk Index: An Update from the 2022 SCF

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  • Yimeng Yin
  • Anqi Chen
  • Alicia H. Munnell

Abstract

From 2019 to 2022, the National Retirement Risk Index improved substantially, dropping from 47 percent to 39 percent. Weathering the pandemic turmoil, households were buoyed by government stimulus, strong employment, and rising asset markets. The single biggest factor driving the improvement was soaring home values. Though these results are encouraging, most people do not tap their home equity in retirement and prices may not stay at such high levels. Importantly, even with what may be a temporary improvement, the NRRI shows that 2 in 5 of today’s working households could fall short.

Suggested Citation

  • Yimeng Yin & Anqi Chen & Alicia H. Munnell, 2024. "The National Retirement Risk Index: An Update from the 2022 SCF," Issues in Brief ib2024-05, Center for Retirement Research.
    • Handle: RePEc:crr:issbrf:ib2024-05
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    File URL: https://crr.bc.edu/the-national-retirement-risk-index-an-update-from-the-2022-scf/
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