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Understanding the Increased Financial Hardship Experienced by Older Adults with Disabilities during the COVID-19 Pandemic

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  • Duncan Chaplin
  • Zachary A. Morris

Abstract

The objective of this paper is to analyze why older adults with disabilities experienced greater financial hardship during the COVID-19 pandemic. It is hypothesized that increased household spending during the pandemic due to increased disability-related costs, and not job loss, mediated the relationship between disability and financial insecurity. The paper analyzes data for adults ages 51 and older from the U.S. Health and Retirement Study (HRS) 2020 survey, which was carried out from March 2020 to May 2021 (N=13,083).

Suggested Citation

  • Duncan Chaplin & Zachary A. Morris, 2022. "Understanding the Increased Financial Hardship Experienced by Older Adults with Disabilities during the COVID-19 Pandemic," Working Papers, Center for Retirement Research at Boston College wp2022-09, Center for Retirement Research.
    • Handle: RePEc:crr:crrwps:wp2022-09
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    File URL: https://crr.bc.edu/working-papers/understanding-the-increased-financial-hardship-experienced-by-older-adults-with-disabilities-during-the-covid-19-pandemic/
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