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Pobreza e instituciones microfinancieras en México: la importancia de una tipología precisa

Author

Listed:
  • Vázquez Carrillo, Nitzia

    (Universidad Nacional Autónoma de México)

  • Díaz Mondragón, Manuel

    (Universidad Nacional Autónoma de México)

Abstract

Microfinanzas e instituciones microfinancieras son conceptos que no están presentes en el marco legal mexicano, aunque sí son parte del lenguaje de autoridades y académicos. En la literatura financiera existe una gran cantidad de documentos que realizan el análisis de las microfinanzas y las instituciones financieras. Incluso, empresas calificadoras de valores efectúan reportes sobre el sector microfinanciero del país. El problema es que en todos los casos tienen una concepción distinta sobre lo que también llaman industria microfinanciera, de ahí nuestro interés por realizar publicar este artículo, contribuyendo a identificar qué intermediarios pueden considerarse microfinancieras y cuáles no, a pesar de atender a la población en alguna situación de pobreza.

Suggested Citation

  • Vázquez Carrillo, Nitzia & Díaz Mondragón, Manuel, 2023. "Pobreza e instituciones microfinancieras en México: la importancia de una tipología precisa," Ensayos de Economía 21225, Universidad Nacional de Colombia Sede Medellín.
    • Handle: RePEc:col:000418:021225
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    File URL: https://revistas.unal.edu.co/index.php/ede/article/view/101939
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    References listed on IDEAS

    as
    1. Minzer, Rodolfo, 2011. "Las instituciones microfinancieras en América Latina: factores que explican su desempeño," Estudios y Perspectivas – Sede Subregional de la CEPAL en México 4910, Naciones Unidas Comisión Económica para América Latina y el Caribe (CEPAL).
    2. Delfiner, Miguel & Pailhé, Cristina & Perón, Silvana, 2006. "Microfinanzas: Un análisis de experiencias y alternativas de regulacion," MPRA Paper 497, University Library of Munich, Germany, revised 02 Apr 2006.
    Full references (including those not matched with items on IDEAS)

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    More about this item

    Keywords

    inclusión financiera; inclusión social; instituciones microfinancieras; microfinanzas; pobreza;
    All these keywords.

    JEL classification:

    • B21 - Schools of Economic Thought and Methodology - - History of Economic Thought since 1925 - - - Microeconomics
    • D02 - Microeconomics - - General - - - Institutions: Design, Formation, Operations, and Impact
    • D53 - Microeconomics - - General Equilibrium and Disequilibrium - - - Financial Markets
    • E44 - Macroeconomics and Monetary Economics - - Money and Interest Rates - - - Financial Markets and the Macroeconomy
    • G02 - Financial Economics - - General - - - Behavioral Finance: Underlying Principles

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