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Sistema Bancario Colombiano: ¿Somos eficientes a nivel internacional?

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  • Alejandro BADEL FLOREZ

Abstract

En este trabajo se realiza una estimación de la Eficiencia X para una muestra trimestral, entre marzo de 1998 y diciembre de 2000, para 54 bancos latinoamericanos. Por medio de este ejercicio se busca comparar la eficiencia de los bancos colombianos respecto a la de bancos de otros países de la región. Las limitaciones de información hacen de este un ejercicio exploratorio, en el cual sólo se incluyen dos países además de Colombia (México y Costa Rica). Sin embargo, constituye el primer intento por realizar una comparación de Eficiencia X a nivel internacional para países latinoamericanos. Los resultados muestran que existe un alto grado de homogeneidad a nivel internacional, pero un alto grado de heterogeneidad a nivel nacional. También se encuentra que la eficiencia de los bancos colombianos ha venido en ascenso, respecto a sus homólogos de México y Costa Rica, durante el período en cuestión y que los niveles de vencimiento de la cartera, el tamano de los bancos y las tasas de retorno, son determinantes de la eficiencia bancaria.

Suggested Citation

  • Alejandro BADEL FLOREZ, 2002. "Sistema Bancario Colombiano: ¿Somos eficientes a nivel internacional?," Archivos de Economía 3500, Departamento Nacional de Planeación.
    • Handle: RePEc:col:000118:003500
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    Cited by:

    1. Dairo Estrada & Poldy Osorio, 2004. "Effects of Financial Capital on Colombian Banking Efficiency," Revista ESPE - Ensayos sobre Política Económica, Banco de la Republica de Colombia, vol. 22(47), pages 162-201, December.
    2. Jorge Tovar & Christian Jaramillo & Carlos Hernández, 2007. "Risk, Concentration and Market Power in the Banking Industry: Evidence from the Colombian System (1997-2006)," Documentos CEDE 4385, Universidad de los Andes, Facultad de Economía, CEDE.
    3. Jorge David Quinteo Otero & William Orlando Prieto Bustos & Fernando Barrios Aguirre & Laura Elena Leviller Guardo, 2008. "Determinantes de la eficiencia técnica en las empresas colombianas, 2001-2004," Revista Semestre Económico, Universidad de Medellín, November.
    4. Miguel SARMIENTOO & Andrés CEPEDA & Hernando MUTIS & Juan F. PÉREZ, 2013. "Nueva Evidencia sobre la Eficiencia de la Banca," Archivos de Economía 10705, Departamento Nacional de Planeación.
    5. Loaiza Quintero, Osmar Leandro & Franco Vásquez, Liliana Yaned, 2012. "Un estudio acerca de los determinantes de la productividad y la ineficiencia técnica en la industria colombiana, 1992-2007 [Determinants of productivity and technical inefficiency in Colombia’s man," MPRA Paper 47736, University Library of Munich, Germany, revised 20 Jun 2013.
    6. Carolina Ortega Londono, 2018. "Transmission of Monetary Policy and Bank Heterogeneity in Colombia," Documentos de Trabajo de Valor Público 16792, Universidad EAFIT.
    7. Carolina Ortega Londono & Diego Restrepo, 2018. "Transmission of Monetary Policy and Bank Heterogeneity in Colombia," Documentos de Trabajo de Valor Público 16987, Universidad EAFIT.
    8. Javier E. Pirateque & José H. Piñeros & Linda Mondragón, 2013. "Eficiencia de los establecimientos bancarios (EB): una aproximación mediante modelos DEA," Borradores de Economia 798, Banco de la Republica de Colombia.
    9. Michel Janna Gandur, 2003. "Eficiencia en Costos,Cambios en las Condiciones Generales del Mercado y Crisis en la Banca Colombiana: 1992-2002," Borradores de Economia 260, Banco de la Republica de Colombia.

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    Sistema Bancario;

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