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When They Work with Women, Do Men Get All the Credit?

Author

Listed:
  • Shusen Qi

    (Xiamen University)

  • Steven Ongena

    (University of Zurich, Swiss Finance Institute, KU Leuven, and Centre for Economic Policy Research (CEPR))

  • Hua Cheng

    (University of Texas at Austin)

Abstract

We study discrimination against female entrepreneurs. We analyze bank lending to 6,422 firms in 22 transition countries, both at the extensive and intensive margin. We find that gender discrimination occurs only if a firm is both managed and owned by females, especially in localities where gender bias is acute or more domestic banks are present. In contrast if either the top manager or owner is male, we find no evidence of discrimination. Importantly, these results are not driven by females having inferior skills to males.

Suggested Citation

  • Shusen Qi & Steven Ongena & Hua Cheng, 2018. "When They Work with Women, Do Men Get All the Credit?," Swiss Finance Institute Research Paper Series 18-01, Swiss Finance Institute, revised Apr 2018.
    • Handle: RePEc:chf:rpseri:rp1801
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    File URL: https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3103683
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    Cited by:

    1. Donald,Aletheia Amalia & Goldstein,Markus P. & Rouanet,Lea Marie, 2022. "Two Heads Are Better Than One : Agricultural Production and Investment in Côte d’Ivoire," Policy Research Working Paper Series 10047, The World Bank.
    2. Luís Martins & Luísa Farinha & Renata Mesquita & Sónia Costa, 2020. "Business owners in Portugal and the euro area: characteristics and exposure to the pandemic," Economic Bulletin and Financial Stability Report Articles and Banco de Portugal Economic Studies, Banco de Portugal, Economics and Research Department.

    More about this item

    Keywords

    Access to credit; gender; discrimination; entrepreneurship;
    All these keywords.

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • J16 - Labor and Demographic Economics - - Demographic Economics - - - Economics of Gender; Non-labor Discrimination
    • L26 - Industrial Organization - - Firm Objectives, Organization, and Behavior - - - Entrepreneurship

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