IDEAS home Printed from https://ideas.repec.org/p/blv/doctra/2008-01.html
   My bibliography  Save this paper

Determinantes del acceso al microcrédito para emprendedores bolivianos

Author

Listed:
  • Oscar A. Díaz Quevedo

    (Banco Central de Bolivia)

Abstract

El crédito es una de las principales necesidades de los agentes económicos que deciden emprender una actividad económica propia. En Bolivia, gran parte del financiamiento dirigido al sector informal se canaliza a través de la industria microfinanciera, la cual está conformada por entidades de distinta naturaleza jurídica desde organizaciones no gubernamentales hasta entidades financieras especializadas en el rubro. El documento analiza los factores que influyen sobre la probabilidad de que un agente del sector informal pueda obtener financiamiento a través de una entidad de intermediación financiera con el objetivo de emprender un negocio, empresa o actividad económica. Para ello se emplea un enfoque microeconómico a través de modelos de variable dependiente discreta. Se halló evidencia que el ingreso, el historial crediticio, el género, entre otras, son variables que influirían en el acceso al crédito de estos agentes.

Suggested Citation

  • Oscar A. Díaz Quevedo, 2008. "Determinantes del acceso al microcrédito para emprendedores bolivianos," Serie de Documentos de Trabajo 2008/01, Banco Central de Bolivia.
    • Handle: RePEc:blv:doctra:2008/01
    as

    Download full text from publisher

    File URL: https://www.bcb.gob.bo/webdocs/publicacionesbcb/2015/11/50/2.%20Determinantes%20del%20acceso%20al%20microcr%C3%A9dito%20para%20emprendedores%20bolivianos.pdf
    Download Restriction: no
    File URL: https://www.bcb.gob.bo/?q=pub_documentos-trabajo
    Download Restriction: no
    ---><---

    More about this item

    Keywords

    Microcrédito; profundización financiera;

    JEL classification:

    • D01 - Microeconomics - - General - - - Microeconomic Behavior: Underlying Principles
    • D02 - Microeconomics - - General - - - Institutions: Design, Formation, Operations, and Impact
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:blv:doctra:2008/01. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Jose Antonio Caballero Pelaez (email available below). General contact details of provider: https://edirc.repec.org/data/bcbgvbo.html .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.