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Estructura de Costos de Transacción de las Remesas de Trabajadores en Colombia -2003

Author

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  • María Mercedes Collazos
  • Enrique Montes
  • Santiago Muñoz

Abstract

Con base en la información publicada por el Banco de la República sobre los Principales resultados de la encuesta de costos de transacción de remesas de trabajadores se hace un análisis de las principales características de operación del mercado receptor de remesas en Colombia y de sus costos de transacción. Se encuentra evidencia de un mercado en proceso de cambio y con una mayor competencia, aunque todavía presenta importantes niveles de concentración. Los costos de envío y posterior pago de las remesas tanto por comisiones como por diferencial cambiario se han reducido. Los costos por comisiones, que son los más altos, se determinan en el mercado emisor de las remesas, en tanto que el diferencial cambiario es la principal fuente de ingresos para las entidades pagadoras. Sin embargo, se encontró que estas entidades incurren para el pago de los giros familiares en costos altos y muy diversos.

Suggested Citation

  • María Mercedes Collazos & Enrique Montes & Santiago Muñoz, 2004. "Estructura de Costos de Transacción de las Remesas de Trabajadores en Colombia -2003," Borradores de Economia 306, Banco de la Republica de Colombia.
    • Handle: RePEc:bdr:borrec:306
    DOI: 10.32468/be.306
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    References listed on IDEAS

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    1. -, 2003. "The development of services in the Caribbean," Sede Subregional de la CEPAL para el Caribe (Estudios e Investigaciones) 27521, Naciones Unidas Comisión Económica para América Latina y el Caribe (CEPAL).
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    Cited by:

    1. Khoudour-Castéras, David, 2010. "Migraçoes internacionais e desenvolvimento: o impacto socioeconômico das remessas na Colômbia," Revista CEPAL, Naciones Unidas Comisión Económica para América Latina y el Caribe (CEPAL), May.

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    More about this item

    Keywords

    Remesas de trabajadores; competencia; costos de transacción; comisiones de envío; diferencial cambiario; estructura de costos de operación que afectan el pago de una remesa de trabajador; costo promedio de intermediación por pago de giro promedio.;
    All these keywords.

    JEL classification:

    • F12 - International Economics - - Trade - - - Models of Trade with Imperfect Competition and Scale Economies; Fragmentation
    • F24 - International Economics - - International Factor Movements and International Business - - - Remittances

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