IDEAS home Printed from https://ideas.repec.org/p/awl/respap/1503.html
   My bibliography  Save this paper

Integrated Protection Schemes

Author

Listed:
  • International Association of Deposit Insurers

Abstract

This study aims to examine the current state of integrated protection schemes worldwide, review the advantages and disadvantages of integrated protection schemes vis-Ã -vis sectoral schemes, and discuss the policy implications for jurisdictions considering the adoption of an integrated protection scheme. To that end, existing literature on financial consumer protection schemes was reviewed and a detailed survey of the practices of members of the International Association of Deposit Insurers (IADI) and the European Forum of Deposit Insurers (EFDI) was conducted.

Suggested Citation

  • International Association of Deposit Insurers, 2015. "Integrated Protection Schemes," IADI Research Papers 15-03, International Association of Deposit Insurers.
    • Handle: RePEc:awl:respap:1503
    as

    Download full text from publisher

    File URL: https://www.iadi.org/en/assets/File/Papers/Approved%20Research%20-%20Discussion%20Papers/IPS_Research_Paper_March_2015_FINAL_Version.pdf
    File Function: Final version
    Download Restriction: no
    ---><---

    References listed on IDEAS

    as
    1. International Association of Deposit Insurers, 2009. "Funding of Deposit Insurance Systems," IADI Guidance Papers 09-04, International Association of Deposit Insurers.
    2. International Association of Deposit Insurers, 2013. "Enhanced Guidance for Effective Deposit Insurance Systems: Mitigating Moral Hazard," IADI Guidance Papers 13-05, International Association of Deposit Insurers.
    3. Beat Bernet & Susanna Walter, 2009. "Design, Structure and Implementation of a Modern Deposit Insurance Scheme," SUERF Studies, SUERF - The European Money and Finance Forum, number 2009/5 edited by Morten Balling, May.
    4. International Association of Deposit Insurers, 2006. "General Guidance to Promote Effective Interrelationships among Financial Safety Net Participants," IADI Guidance Papers 06-01, International Association of Deposit Insurers.
    5. Sebastian Schich & Byoung-Hwan Kim, 2011. "Guarantee Arrangements for Financial Promises: How Widely Should the Safety Net be Cast?," OECD Journal: Financial Market Trends, OECD Publishing, vol. 2011(1), pages 201-235.
    6. International Association of Deposit Insurers, 2009. "IADI Core Principles for Effective Deposit Insurance Systems (2009)," IADI Standards 09-03, International Association of Deposit Insurers.
    7. International Association of Deposit Insurers, 2013. "Enhanced Guidance for Effective Deposit Insurance Systems: Deposit Insurance Coverage," IADI Guidance Papers 13-03, International Association of Deposit Insurers.
    Full references (including those not matched with items on IDEAS)

    Most related items

    These are the items that most often cite the same works as this one and are cited by the same works as this one.
    1. International Association of Deposit Insurers, 2015. "Enhanced Guidance for Effective Deposit Insurance Systems: Ex Ante Funding," IADI Guidance Papers 15-06, International Association of Deposit Insurers.
    2. International Association of Deposit Insurers, 2012. "Handling of Systemic Crises," IADI Research Papers 12-10, International Association of Deposit Insurers.
    3. Kleimeier - Ros, Stefanie & Qi, Shusen & Sander, H., 2016. "Deposit Insurance in Times of Crises: Safe Haven or Regulatory Arbitrage? (RM/15/026-revised-)," Research Memorandum 026, Maastricht University, Graduate School of Business and Economics (GSBE).
    4. König, Philipp & Anand, Kartik & Heinemann, Frank, 2013. "The ‘Celtic Crisis’: Guarantees, transparency, and systemic liquidity risk," VfS Annual Conference 2013 (Duesseldorf): Competition Policy and Regulation in a Global Economic Order 79747, Verein für Socialpolitik / German Economic Association.
    5. Pilar Gómez-Fernández-Aguado & Antonio Partal-Ureña & Antonio Trujillo-Ponce, 2013. "Evaluating the effects of the EU directive proposal for risk-based deposit insurance premiums in Spain," Working Papers 13.01, Universidad Pablo de Olavide, Department of Financial Economics and Accounting (former Department of Business Administration).
    6. International Association of Deposit Insurers, 2021. "Deposit Insurance Coverage Level and Scope," IADI Research Papers 21-12, International Association of Deposit Insurers.
    7. International Association of Deposit Insurers, 2019. "Purchase and Assumption," IADI Research Papers 19-11, International Association of Deposit Insurers.
    8. Debra Bloch & Falilou Fall, 2016. "Government Debt Indicators:Understanding the Data," Journal of International Commerce, Economics and Policy (JICEP), World Scientific Publishing Co. Pte. Ltd., vol. 7(01), pages 1-28, February.
    9. A. Michael Andrews, 2014. "The role of deposit insurance in financial stability: issues and options in the ASEAN+3," Chapters, in: Iwan J. Azis & Hyun S. Shin (ed.), Global Shock, Risks, and Asian Financial Reform, chapter 11, pages 416-463, Edward Elgar Publishing.
    10. Kleimeier, S. & Qi, S. & Sander, H., 2015. "Deposit insurance in times of crises : safe haven or regulatory arbitrage?," Research Memorandum 026, Maastricht University, Graduate School of Business and Economics (GSBE).
    11. International Association of Deposit Insurers, 2018. "Deposit Insurance Fund Target Ratio," IADI Research Papers 18-07, International Association of Deposit Insurers.
    12. Vesna Micajkova, 2013. "Deposit Insurance in Times of Financial Crisis," South-Eastern Europe Journal of Economics, Association of Economic Universities of South and Eastern Europe and the Black Sea Region, vol. 11(2), pages 165-176.
    13. Muhammad Afdi Nizar & Alfan Mansur, 2023. "Can the Indonesian banking industry benefit from a risk-based deposit insurance system?," Macroeconomics and Finance in Emerging Market Economies, Taylor & Francis Journals, vol. 16(1), pages 177-196, January.
    14. Van Roosebeke, Bert & Defina, Ryan, 2022. "How Deposit Insurers Account for Inflation: Practices and Existing Guidance," MPRA Paper 115377, University Library of Munich, Germany.
    15. Peter Hennecke & Doris Neuberger & Dirk Ulbricht, 2019. "The economic and fiscal benefits of guarantee banks in Germany," Small Business Economics, Springer, vol. 53(3), pages 771-794, October.
    16. Stefanie Kleimeier & Harald Sander & Shusen Qi, 2019. "Deposit Insurance and Cross-Border Deposits in Times of Banking Crises," ifo DICE Report, ifo Institute - Leibniz Institute for Economic Research at the University of Munich, vol. 17(01), pages 09-13, May.
    17. International Association of Deposit Insurers, 2013. "Enhanced Guidance for Effective Deposit Insurance Systems: Deposit Insurance Coverage," IADI Guidance Papers 13-03, International Association of Deposit Insurers.
    18. Magdalena Kozińska, 2022. "The non‐payout functions of deposit insurance schemes," International Journal of Finance & Economics, John Wiley & Sons, Ltd., vol. 27(2), pages 1749-1768, April.
    19. Jacopo Carmassi & Sonja Dobkowitz & Johanne Evrard & Laura Parisi & André F Silva & Michael Wedow, 2020. "Completing the Banking Union with a European deposit insurance scheme: who is afraid of cross-subsidization?," Economic Policy, CEPR, CESifo, Sciences Po;CES;MSH, vol. 35(101), pages 41-95.
    20. Pilar G -Fernᮤez-Aguado & Antonio Partal-Ure & Antonio Trujillo-Ponce, 2014. "Moving toward risk-based deposit insurance premiums in the European Union: the case of Spain," Applied Economics, Taylor & Francis Journals, vol. 46(13), pages 1547-1564, May.

    More about this item

    Keywords

    deposit insurance; bank resolution;

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • G33 - Financial Economics - - Corporate Finance and Governance - - - Bankruptcy; Liquidation

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:awl:respap:1503. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    If CitEc recognized a bibliographic reference but did not link an item in RePEc to it, you can help with this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: IADI Research Unit (email available below). General contact details of provider: https://edirc.repec.org/data/iadibch.html .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.