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Credit Control in Selected Retail Farm Supply Cooperatives -- Area IV -- Kansas, Nebraska, Missouri, Iowa, Illinois, and Southern Wisconsin

Author

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  • Eichers, Ted R.

Abstract

Excerpts from the report: Credit has long been a problem in farm supply cooperatives, but it has become more acute in recent years. Several factors which may account for the increasing use of credit at farm supply cooperatives are: (1) Technological advances cause farmers to use more commercial feeds, fertilizers, pesticides, and machinery; (2) farm size is increasing; (3) farm income has not kept pace with farm expenses; (4) family living expenses are higher; and (5) many distributors of farm supplies extend credit as a part of their service. This study was the fourth in a series covering credit operations of retail farm supply cooperatives in different sections of the United States. This study included 30 farm supply cooperatives located in Kansas, Nebraska, Missouri, Iowa, Illinois, and Southern Wisconsin. Criteria for selecting these associations were: (1) Better than average in the control of credit; (2) more than one-third of sales made on credit; and (3) a diversified line of farm supplies handled. Four principal phases were analyzed: (1) Credit policies, (2) credit extension practices, (3) credit collection practices, and (4) analysis of credit operating data.

Suggested Citation

  • Eichers, Ted R., 1959. "Credit Control in Selected Retail Farm Supply Cooperatives -- Area IV -- Kansas, Nebraska, Missouri, Iowa, Illinois, and Southern Wisconsin," Farmer Cooperative Research Report (FCRR) 315972, United States Department of Agriculture, Economic Research Service.
    • Handle: RePEc:ags:uersfc:315972
    DOI: 10.22004/ag.econ.315972
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