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Gender Lens to Digital Financial Services

Author

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  • Ogwang, Ambrose
  • Kahunde, Rehema
  • Makika, Maya Dennis

Abstract

Using Digital Financial Services (DFS) is key to increasing income-generating capacity, managing risks, lowering transaction costs, accessing credit, and increasing savings. However, women are less likely to be active users of mobile money (25% of women compared to 38% of men), have an account with a financial institution. Similarly, only 44 percent of females used mobile money services in 2019/20 relative to 60 percent of the males in Uganda. This implies significant challenges to overcome in ensuring inclusivity in the transformation to a digital society.

Suggested Citation

  • Ogwang, Ambrose & Kahunde, Rehema & Makika, Maya Dennis, 2025. "Gender Lens to Digital Financial Services," Working Papers 1dcacb20-d595-46e4-a107-5, African Economic Research Consortium.
    • Handle: RePEc:aer:wpaper:1dcacb20-d595-46e4-a107-5809dac1dbd1
    Note: African Economic Research Consortium
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