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Do Micro Health Insurance Units Need Capital or Reinsurance? A Simulated Exercise to Examine Different Alternatives

In: Financing Micro Health Insurance Theory, Methods and Evidence

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  • David Mark Dror

Abstract

The following sections are included:Study based on a data set of a large health insurer in Ireland, containing more than 1.3 million insureds.Novel approach adopted of splitting the large data source into 535 small “virtual micro insurance units (MIUs)” to analyze each as a stand-alone entity.By having run 1,005 iterations of the original data set to obtain 535 virtual MIUs in each run, the total data yield in this experiment has been 537,675 virtual MIUs.

Suggested Citation

  • David Mark Dror, 2018. "Do Micro Health Insurance Units Need Capital or Reinsurance? A Simulated Exercise to Examine Different Alternatives," World Scientific Book Chapters, in: Financing Micro Health Insurance Theory, Methods and Evidence, chapter 12, pages 223-249, World Scientific Publishing Co. Pte. Ltd..
    • Handle: RePEc:wsi:wschap:9789813238480_0012
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    More about this item

    Keywords

    Microinsurance; Micro Health Insurance; Health Insurance; Community-Based Health Insurance; CBHI; Demand for Health Insurance; Willingness to Pay for Health Insurance; Microinsurance Package Design; Implementation of CBHI; Business Case of Microinsurance;
    All these keywords.

    JEL classification:

    • I13 - Health, Education, and Welfare - - Health - - - Health Insurance, Public and Private
    • I15 - Health, Education, and Welfare - - Health - - - Health and Economic Development

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