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Hardship Financing of Health Care Among Rural Poor in Orissa, India

In: Financing Micro Health Insurance Theory, Methods and Evidence

Author

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  • David Mark Dror

Abstract

The following sections are included:Survey of 5,383 rural households representing 25,606 individuals.Use of multivariate analysis to investigate factors influencing the risk of households to need hardship financing to finance their health care costs.The study refutes common economic theory that borrowing or selling assets would have immediate welfare gains in the sense that the ill person could be treated.Welfare gain from treatment of an ill person comes at a cost of welfare loss that extends over a much longer period of time if health care is financed by borrowing from moneylenders.

Suggested Citation

  • David Mark Dror, 2018. "Hardship Financing of Health Care Among Rural Poor in Orissa, India," World Scientific Book Chapters, in: Financing Micro Health Insurance Theory, Methods and Evidence, chapter 9, pages 169-186, World Scientific Publishing Co. Pte. Ltd..
    • Handle: RePEc:wsi:wschap:9789813238480_0009
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    More about this item

    Keywords

    Microinsurance; Micro Health Insurance; Health Insurance; Community-Based Health Insurance; CBHI; Demand for Health Insurance; Willingness to Pay for Health Insurance; Microinsurance Package Design; Implementation of CBHI; Business Case of Microinsurance;
    All these keywords.

    JEL classification:

    • I13 - Health, Education, and Welfare - - Health - - - Health Insurance, Public and Private
    • I15 - Health, Education, and Welfare - - Health - - - Health and Economic Development

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