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Impact Assessment of Microinsurance

In: Health Microinsurance Implementing Universal Health Coverage in the Informal Sector

Author

Listed:
  • Alexander S. Preker
  • David M. Dror

Abstract

The impact of microinsurance has two distinct orientations — ex post assessments and ex ante assessments. This distinction is helpful for donors/investors/lenders who are interested in the indicators and evidence of results that their financial commitments affect. Along with a growing interest in the impact of community-based health insurance (CBHI), there has been a surge in the detailed guidelines on the metrics, data elements, and methods to show the impact. We discuss here the evidence relating to the CBHI schemes improving health service utilization, providing financial protection for members, and improving the quality of care and social inclusion. The relevance of impact investments and the significance of environmental, social, and governance (ESG) investing and corporate social responsibility (CSR) investing is also discussed.

Suggested Citation

  • Alexander S. Preker & David M. Dror, 2020. "Impact Assessment of Microinsurance," World Scientific Book Chapters, in: Health Microinsurance Implementing Universal Health Coverage in the Informal Sector, chapter 16, pages 411-424, World Scientific Publishing Co. Pte. Ltd..
    • Handle: RePEc:wsi:wschap:9789811208539_0016
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    More about this item

    Keywords

    Microinsurance; Health Insurance; CBHI; Community-Based Health Insurance; Health Financing; Insurance for Poor; Universal Health Coverage; Rural; Education;
    All these keywords.

    JEL classification:

    • I13 - Health, Education, and Welfare - - Health - - - Health Insurance, Public and Private
    • G22 - Financial Economics - - Financial Institutions and Services - - - Insurance; Insurance Companies; Actuarial Studies
    • I11 - Health, Education, and Welfare - - Health - - - Analysis of Health Care Markets
    • I15 - Health, Education, and Welfare - - Health - - - Health and Economic Development

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