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The Role of Mobile Wallets in Promoting Cashless Transactions: A Case Study of the Philippines

In: Selected Papers from the 10th International Conference on E-Business and Applications 2024

Author

Listed:
  • William P. Rey

    (Mapua University)

  • Kieth Wilhelm Jan D. Rey

    (Mapua University)

Abstract

This study investigates how mobile wallets are driving cashless transactions in the Philippines. We find a notable increase in adoption due to convenience, security, and accessibility. Challenges include digital literacy gaps and data privacy concerns. Mobile wallets are promoting financial inclusion, empowering those without traditional banking access. The study highlights the importance of collaboration among stakeholders for wider acceptance. Looking forward, emerging technologies like blockchain and cryptocurrencies have the potential to enhance the mobile wallet ecosystem. In conclusion, this research emphasizes the transformative power of mobile wallets for a more inclusive and cashless future in the Philippines. Overcoming challenges and embracing opportunities is crucial for unlocking their full potential.

Suggested Citation

  • William P. Rey & Kieth Wilhelm Jan D. Rey, 2024. "The Role of Mobile Wallets in Promoting Cashless Transactions: A Case Study of the Philippines," Springer Books, in: Pui Mun Lee & Gyu Myoung Lee (ed.), Selected Papers from the 10th International Conference on E-Business and Applications 2024, pages 155-170, Springer.
    • Handle: RePEc:spr:sprchp:978-981-97-3409-2_14
    DOI: 10.1007/978-981-97-3409-2_14
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