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Household Finance in the Digital Technology Era

In: The Household Finance Issues in China

Author

Listed:
  • Sibo Zhao

    (Central University of Finance and Economics)

  • Dawei Zhao

    (Financial Research Institute of the People’s Bank of China)

Abstract

As digital technologies continue to permeate the financial sector, the FinTech industry has entered a phase of rapid evolution. Presently, these technologies serve as a pivotal catalyst, broadening the reach of financial services, optimizing their efficiency, diminishing transaction costs, elevating the overall user experience, and fostering innovation in financial products and services. However, alongside these advantages, the application of digital technologies also introduces a spectrum of new risks and challenges.

Suggested Citation

  • Sibo Zhao & Dawei Zhao, 2024. "Household Finance in the Digital Technology Era," Springer Books, in: The Household Finance Issues in China, chapter 0, pages 19-33, Springer.
    • Handle: RePEc:spr:sprchp:978-981-97-0706-5_2
    DOI: 10.1007/978-981-97-0706-5_2
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