IDEAS home Printed from https://ideas.repec.org/h/spr/sprchp/978-981-96-2516-1_5.html
   My bibliography  Save this book chapter

The Technological Disruption in Banking Sector—New Efforts and Challenges in the Future of Financial Business Models

In: The Palgrave Handbook of Breakthrough Technologies in Contemporary Organisations

Author

Listed:
  • Rosaria Cerrone

    (University of Salerno)

Abstract

The disruptive technologies radically transform business models and create new innovative products and services. This chapter, focused on the technological disruption in banks, considers: the assessment of technology impact, including the spread of artificial intelligence, at the level of business models and the relevance for regulators and supervisors, interested in granting a safe and sound banking system; the main risks associated with technology; future perspectives for new strategies and business models with a transition from linear vertically integrated ones to non-linear adaptive schemes. The chapter outlines the state of the art in the banking services and the organisational responses, highlighting the needs not yet solved in banks’ operations, but projected towards the near future. The Appendices offer a framework of the banks’ approach to technology through the answers given by the sample of European banks to questions about technology in the Risk Assessment Questionnaire of the European Banking Authority.

Suggested Citation

  • Rosaria Cerrone, 2025. "The Technological Disruption in Banking Sector—New Efforts and Challenges in the Future of Financial Business Models," Springer Books, in: Mahmoud Moussa & Adela McMurray (ed.), The Palgrave Handbook of Breakthrough Technologies in Contemporary Organisations, chapter 0, pages 53-66, Springer.
    • Handle: RePEc:spr:sprchp:978-981-96-2516-1_5
    DOI: 10.1007/978-981-96-2516-1_5
    as

    Download full text from publisher

    To our knowledge, this item is not available for download. To find whether it is available, there are three options:
    1. Check below whether another version of this item is available online.
    2. Check on the provider's web page whether it is in fact available.
    3. Perform a search for a similarly titled item that would be available.

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:spr:sprchp:978-981-96-2516-1_5. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Sonal Shukla or Springer Nature Abstracting and Indexing (email available below). General contact details of provider: http://www.springer.com .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.