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Inclusive Finance and Economic Growth: The Theoretical Underpinnings

In: Inclusive Banking In India

Author

Listed:
  • Lalitagauri Kulkarni

    (Gokhale Institute of Politics and Economics)

  • Vasant Chintaman Joshi

    (Bank of India)

Abstract

The theoretical underpinnings of financial inclusion help to understand the limitations of credit markets in providing access to finance to all those who are willing and needy. The conventional theory of market failures, incomplete markets and the stylized facts in the theory of financial inclusion bring forth the nuances of financing the poor. The theoretical perspective on inclusive banking provides a concrete ground for the banks’ role in the economy beyond their microeconomic stature as business entities.

Suggested Citation

  • Lalitagauri Kulkarni & Vasant Chintaman Joshi, 2021. "Inclusive Finance and Economic Growth: The Theoretical Underpinnings," Springer Books, in: Inclusive Banking In India, chapter 0, pages 29-50, Springer.
    • Handle: RePEc:spr:sprchp:978-981-33-6797-5_2
    DOI: 10.1007/978-981-33-6797-5_2
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