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On Cash Loan Business

In: The New Cycle and New Finance in China

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  • Shusong Ba

Abstract

In recent years, the cash loan business in China has witnessed rapid development, and it has become a representative product of the integration of Internet finance and consumer finance. Cash loan mainly model itself on Payday Loan, a business in foreign countries mainly for customers with low income and inability to obtain loans from banks. The average term ranges from 7 to 30 days, and the amount of loans ranges from $100 to $1000. It can be availed without mortgage guarantee, scenario, or designated purpose. It is called Payday Loan because customers get small amount of funds in case of emergency or urgent need and repay them with salary on payday.

Suggested Citation

  • Shusong Ba, 2022. "On Cash Loan Business," Springer Books, in: The New Cycle and New Finance in China, chapter 0, pages 105-110, Springer.
    • Handle: RePEc:spr:sprchp:978-981-16-8209-4_16
    DOI: 10.1007/978-981-16-8209-4_16
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