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Determinants of Financial Inclusion

In: Financial Inclusion and the Role of Banking System

Author

Listed:
  • Sudarshan Maity

    (The Institute of Cost Accountants of India)

  • Tarak Nath Sahu

    (Vidyasagar University)

Abstract

Access to finance is essential not only for maintaining and improving the social and economic status of a person but also for meeting all needs. Without holding a valid account in any authorized financial institution, people are unable to save for future purchases, or child education, or invest after retirement and tend to avoid high interest payments and fees. The participation of the vulnerable and disadvantaged in formal financial system can boost financial and social inclusion. This chapter reports empirical findings of investigation by analyzing selected variables and financial inclusion in the Indian context. Moreover, the chapter estimates relationship between financial inclusion and different variables selected in the study at macro concept. Determinants of financial inclusion and disparity across regions and states in India are dealt broadly in this chapter. Key findings and their interpretations are also discussed at last in this chapter.

Suggested Citation

  • Sudarshan Maity & Tarak Nath Sahu, 2022. "Determinants of Financial Inclusion," Springer Books, in: Financial Inclusion and the Role of Banking System, chapter 0, pages 105-149, Springer.
    • Handle: RePEc:spr:sprchp:978-981-16-6085-6_4
    DOI: 10.1007/978-981-16-6085-6_4
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