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Information Reform and Efficiency Improvement of Traditional Micro Finance: Case of CD Finance

In: Inclusive Finance in China

Author

Listed:
  • Lianyun Zeng

    (Renmin University of China)

  • Jiahong Shi

    (Renmin University of China)

Abstract

CD Finance is dedicated to providing mortgage-free, efficient and green micro-credit services to rural population in poverty. In order to solve the issue of high cost and high risk of the traditional micro-credit model, CD Finance has successfully spread the use of mobile phones and non-cash transactions through the innovation of digital information technology, and lowered labor cost and capital risk by means of the internal flat management system reform, enabling famers to acquire loans more conveniently and efficiently. CD Finance also cooperates with big data microloan companies, and they have achieved mutual benefit and are making every effort to explore the micro-credit industry through “Internet + targeted poverty alleviation”.

Suggested Citation

  • Lianyun Zeng & Jiahong Shi, 2021. "Information Reform and Efficiency Improvement of Traditional Micro Finance: Case of CD Finance," Springer Books, in: Yan Li & Lin Wang (ed.), Inclusive Finance in China, chapter 0, pages 175-209, Springer.
    • Handle: RePEc:spr:sprchp:978-981-16-1788-1_5
    DOI: 10.1007/978-981-16-1788-1_5
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