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Solving the Financing Difficulty of SMEs by Community Construction: Exploration of “3+1 Integrity Alliance”

In: Inclusive Finance in China

Author

Listed:
  • Yan Li

    (Renmin University of China)

  • Lin Wang

    (Beijing University of Posts and Telecommunications)

Abstract

The financing difficulty of SMEs has become the bottleneck that hinders the development of SMEs. Zhengzhou “3+1 Integrity Alliance” adheres to the principle of honesty, applies credit points and risk appraisal and guide member enterprises to carry out “self-organized” management, in order to achieve after-loan risk control. In this way, it has built itself into a financial service organization that controls, reduces and bears the SMEs credit risk. By means of community management, “3+1 Integrity Alliance” makes integrity valuable and provides precious experience on solving the financing difficulty of SMEs.

Suggested Citation

  • Yan Li & Lin Wang, 2021. "Solving the Financing Difficulty of SMEs by Community Construction: Exploration of “3+1 Integrity Alliance”," Springer Books, in: Yan Li & Lin Wang (ed.), Inclusive Finance in China, chapter 0, pages 77-125, Springer.
    • Handle: RePEc:spr:sprchp:978-981-16-1788-1_3
    DOI: 10.1007/978-981-16-1788-1_3
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