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Digital Insurance and InsurTech

In: Handbook of Insurance

Author

Listed:
  • Alexander Braun

    (University of St. Gallen)

  • Niklas Haeusle

    (Leipzig University)

Abstract

This chapter delves into the digital transformation in the insurance industry, beginning with the challenges and rewards it presents. It then examines the transformation of the insurance value chain, driven by advanced technologies, and the emergence of innovative business models, including digital attackers, ecosystems orchestrators, prevention partners, online mutual aid, and decentralized insurance. The chapter also highlights the crucial role of InsurTech start-ups in accelerating digital transformation and fostering innovation in the sector. By embracing change and focusing on customer value, incumbents can successfully navigate the evolving insurance landscape.

Suggested Citation

  • Alexander Braun & Niklas Haeusle, 2025. "Digital Insurance and InsurTech," Springer Books, in: Georges Dionne (ed.), Handbook of Insurance, edition 0, pages 225-249, Springer.
    • Handle: RePEc:spr:sprchp:978-3-031-69561-2_8
    DOI: 10.1007/978-3-031-69561-2_8
    as

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